How to Handle Liens and Other Issues on Your Waynesville Property

by May 19, 2023

As a property owner in Waynesville, North Carolina, you might encounter various legal issues related to your property. Fret not! This guide will help you understand and navigate these common problems, including liens, zoning regulations, land use, and disputes. 


We’ll discuss the appropriate legal recourse or preventive measures to avoid these issues in the future.

Understanding Liens  

A lien is a legal claim or hold that a creditor can place on a property as collateral when a borrower defaults or fails to repay a debt. This holds the debtor’s assets until the repayment of debt. 


Liens can be voluntary or involuntary, and the primary difference is that the former arises with customers’ consent. Conversely, the latter comes into existence when a third-party takes legal recourse against an property owner to receive payment. Failure to settle the debt causes restrictions on the sale, transfer, or refinancing of the property until the due is cleared.


Example 1: A Waynesville homeowner faced a lien on their property due to unpaid taxes


In this case, the homeowner was delinquent on their property taxes. Consequently, the North Carolina Department of Revenue placed a lien on their property in accordance with North Carolina lien laws. To remove the lien, the homeowner had to pay off their outstanding tax debt plus accrued interest and penalties.


Example 2: A property with construction lien after contractor dispute


In another instance, a property owner in Waynesville faced a construction lien (also known as a mechanic’s lien) on their property after a dispute with their contractor. Under North Carolina law, contractors or subcontractors can file a lien claim if they are not paid for their work or materials within a specific time frame.


To resolve a construction lien, property owners can negotiate with the contractor, hire an attorney to file a lawsuit, or use alternative dispute resolution methods like mediation or arbitration. If an agreement cannot be reached, the property owner may need to make the payment to the contractor and then attempt to recoup their losses through legal channels.


Zoning Regulations and Land Use

Zoning regulations dictate how a property owner can use their land. In Waynesville, zoning ordinances may limit where specific types of structures can be built, how large these structures can be, setbacks from property lines, and other land use restrictions.


To ensure compliance with local zoning laws, consider taking the following steps:


  1. Research the zoning designation of your property by consulting the Waynesville Zoning Map or contacting the Planning and Zoning Department.


  1. Review the specific regulations and permitted land uses for your property’s zoning designation.


  1. If your project requires a variance or special use permit, submit an application to the appropriate municipal authority.


  1. Consider consulting an attorney or land use expert for assistance, especially if you believe current zoning laws unfairly limit your property’s potential use.


Resolving Property Disputes

Property disputes may arise between neighbors, family members, or other parties with an interest in the land. Common disputes involve boundary lines, shared driveways, easements, tree removal, or fence placement. To resolve these issues, consider the following actions:


  1. Review property deeds, surveys, and other relevant documents to determine the legal ownership and boundaries of the land.


  1. Communicate openly with the other party to seek an amicable resolution.


  1. Consider engaging the services of a mediator or seek legal counsel if an agreement cannot be reached.


  1. If all efforts for an amicable resolution fail, consider pursuing a lawsuit in court to protect your property rights. 


Selling Your Waynesville Property with Liens Attached

Understand Your Lien Type

The first step in selling your Waynesville property with liens is understanding what type of lien you’re dealing with. Liens can be voluntary, like a mortgage, or involuntary, like a tax lien or mechanic’s lien. Knowing the type of lien will help you understand your options and obligations moving forward.

Pay Off Liens Before Selling (If Possible)

While it’s not always possible to pay off liens before selling, doing so can increase the chances of a successful sale. Removing liens can make your property more appealing to potential buyers and can lead to a smoother transaction. If you’re unable to pay off liens beforehand, be prepared to negotiate with potential buyers who may request a lower purchase price due to the lien’s presence.

Disclose Liens to Potential Buyers

In the state of North Carolina, you must disclose the presence of liens to potential buyers. It’s crucial to be transparent about your property’s status to avoid legal issues down the line. Honesty is always the best policy when it comes to real estate transactions, as it fosters a sense of trust between buyer and seller.

Consult an Attorney (If Needed)

If you’re unsure about your rights and responsibilities when it comes to selling a property with liens, consider consulting an attorney. They can help guide you through the legal aspects of the process, ensuring that you meet all necessary requirements and avoid potential pitfalls.

Work With an Experienced Cash Home Buyer

An experienced cash home buyer can help you navigate the complexities of selling a Waynesville property with liens attached. They can offer local knowledge and expertise to increase your chances of a successful sale. As a bonus, they can provide helpful connections to attorneys or other specialists who can assist with your unique situation.

If you’re seeking a straightforward way to sell your house quickly in Waynesville, then Hooked Property Solutions is the perfect match. We alleviate the stresses of the home-selling process by providing hassle-free cash offers that require no commissions, repairs, inspections, or closing fees.

Experience ultimate freedom with Hooked Property Solutions. We provide seamless transitions, making sure your real estate journey is as seamless as possible. Contact us today by visiting our website!


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